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Explore a curated collection of trusted BC and Canadian resources to support informed homeownership decisions, from property research and closing costs to credit, taxes, and mortgage education.

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Helpful External Resources

Property & Closing Cost Resources

BC Property Transfer Tax

Estimate property tax, review exemptions, and understand closing costs.

First-Time Home Buyers' Program (BC)

Property transfer tax relief for eligible first-time buyers

Newly Built Home Exemptions (BC)

Property transfer tax exemptions for eligible new homes.

Foreign Buyers Tax (Additional Property Transfer Tax)

Important for non-resident buyers purchasing in specified BC regions

BC Speculation and Vacancy Tax

Learn about annual tax rules for vacant homes and certain property owners in taxable BC regions.

Property Information & Local Resources

BC Assessment

Check assessed values and property information.

Capital Regional District (CRD)

Regional Services, infrastructure, water, bylaws, and community information.

Salt Spring Island CRD Community Page
Local CRD resources specific to Salt Spring Island.

Islands Trust
Land use, zoning, bylaws, and development restrictions.

Land Title and Survey Authority of BC
Property title and land ownership resources.

Mortgage Resources & Government Regulators

Dominion Lending Centres

As part of the Dominion Lending Centres network, we provide access to mortgage education, lender resources, and financing solutions from one of Canada’s leading broker organizations.

 

CMHC (Canada Mortgage and Housing Corporation)

Mortgage insurance, calculators, affordability tools, and homebuyer education.

Sagen Mortgage Insurance
Mortgage insurance information and borrower education resources.

Canada Guaranty
Mortgage default insurance provider with educational borrower resources.

FCAC (Financial Consumer Agency of Canada)
Independent mortgage education, calculators, and consumer protection resources.

BCFSA (BC Financial Services Authority)
Mortgage broker licensing and consumer protection.

OSFI (Office of the Superintendent of Financial Institutions)

Canada’s banking regulator overseeing mortgage lending standards and financial system stability.

Financial Readiness

Equifax Canada
Credit information and score monitoring.

 

TransUnion Canada
Credit bureau information and reporting.

 

CRA My Account
Access Notice of Assessment, income verification, RRSP contribution room, tax slips.
 

Home Search & Market Information

REALTOR.ca

National home search portal.

Bank of Canada

Rate announcements, economic data, and market indicators.

Fixed Mortgage Rate Market Indicator

Track the Canadian 5-year bond yield, a key benchmark that often impacts fixed mortgage rates.

BC Real Estate Association (BCREA)
BC housing market reports, forecasts, and economic insights relevant to British Columbia buyers

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Let's Get Started

The Best Way To Begin Your Mortgage Journey Is With A Simple Conversation

Send a Message

Contact Information

Jeff Knutson

Mortgage Broker

250-538-7133
mortgages@jeffknutson.ca

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Jeff Knutson | Submortgage Broker | Originator Licence # MB611555​

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